MODULE 1 • AVAILABLE
Insurance Fundamentals & Contract Law
Risk, insurer organization, reinsurance, agency authority, valid contracts, insurable interest, and good faith.
CANDIDATE ACCESS
Your lessons, practice history, readiness results, and study plan will be securely saved to your account and available across devices.
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MULTI-STATE • LIFE • ACCIDENT & HEALTH • ANNUITIES
Select a state to load its laws, lessons, quizzes, and exam simulation.
OFFICIAL TESTING INFORMATION
Testing vendors vary by state. FastTrack Insurance Exam Prep will display the correct provider and official scheduling resource after you select your exam state.
YOUR LEARNING PATH
Follow the core curriculum in order, or continue exactly where you stopped.
CORE CURRICULUM
MODULE 1 • AVAILABLE
Risk, insurer organization, reinsurance, agency authority, valid contracts, insurable interest, and good faith.
MODULE 2 • NEW
Policy types, ownership, beneficiaries, settlement options, life settlements, provisions, nonforfeiture options, and riders.
MODULE 3 • NEW
Application duties, risk classification, policy delivery, premium factors, taxation, and prohibited sales conduct.
MODULE 4 • NEW
Contract parties, accumulation and income phases, annuity types, payout options, taxation, exchanges, and New York Regulation 187.
MODULE 5 • NEW
Medical-expense coverage, cost sharing, provider networks, renewability, claims, coordination of benefits, and exclusions.
MODULE 6 • NEW
Disability definitions, benefit periods, long-term care triggers, Medicare, Medicaid, Social Security, and group coverage.
MODULE 7 • NEW YORK LAW
Department authority, agent and broker roles, appointments, license maintenance, Regulation 60, best interest, and unfair practices.
PRACTICE & REVIEW TOOLS
Use these tools throughout your path to identify weaknesses, reinforce memory, and measure readiness.
MODULE 8 • STATE SELECTION REQUIRED
Choose your exam state to load the correct state-law questions and readiness simulation.
MODULE 9 • ADAPTIVE TRAINING
Turn your latest exam results into a daily plan, focus on your weakest categories, and revisit every missed concept until it sticks.
MODULE 10 • EXPANDED PRACTICE
504 practice questions plus 100 reserved readiness questions. Study answer-by-answer explanations, target weaknesses, and see unfamiliar questions first.
MODULE 11 • RECALL & REVIEW
Recall the answer before revealing it. Revisit missed practice questions and schedule your next review.
NEW YORK CURRICULUM
FOUNDATION
LIFE INSURANCE
MODULE 8 • STATE PRACTICE
Select your state and exam track to load the matching full-length readiness simulation. Flag questions, move freely, and review every explanation after submitting.
Practice aid only. It is not an official licensing examination or a substitute for an approved prelicensing course.
MODULE 9 • YOUR STUDY ROADMAP
MODULE 10 • ACTIVE RECALL
504 everyday practice questions and 100 reserved questions for unseen assessments. Answer choices are shuffled too.
The national bank covers life-insurance fundamentals, annuities, health insurance, disability, long-term care and government programs. After a state is selected, the platform loads a separate state-law set covering the regulator, licensing authority, appointments, policy timelines, replacements, annuity recommendations and ongoing producer conduct.
Questions use four choices, applied scenarios, close distractors and mixed-topic sets to resemble licensing-exam practice. Each answer choice receives a rule-based explanation. State questions include direct-rule, producer-application, consumer-protection and compliance-review formats rather than repeated wording.
Educational, independently authored material—not official, copied or recalled examination questions and not an approved prelicensing course. Difficulty labels are editorial, not statistically calibrated. Independent insurance-instructor review remains pending. No score guarantees passing.
State-law review updated September 17, 2026. Candidates should also use their state’s current official content outline and licensing bulletin.